BRENDANWOOD FINANCIAL BROKERAGE

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PHONE: 317.731.6509

FAX: (317) 731-6738

ADDRESS

11711 N. MERIDIAN STREET 
SUITE 225 
CARMEL, INDIANA, 46032

USA

HOURS: 9-5, M-F EST

©2019 BY BRENDANWOOD FINANCIAL BROKERAGE, LLC.

ANNUITY CONCEPTS

A Safe Money Option in Retirement

Traditional Fixed Annuities

The type of annuity contract that credits an interest rate which is declared one year at a time, in other words, annually. With some companies, an upfront premium bonus or interest rate is offered as an enhancement. After the first year, the issuing insurance company will reset the interest rate on an annual basis. Ideal for clients who are:

  •  Seeking tax-deferred growth

  •  Have a lump-sum of money ideal to invest, due to sufficient cash flow and not a current/present need for living or

    emergencies

  •  Intolerant to stock-based investments

 

Fixed Index Annuities

Fixed Index Annuities provides the best features of a traditional fixed annuity---a guarantee of principal. A fixed index annuity owner participates in market-indexed interest without market-type loss. Ideal for situations including but not limited to the following:

  •  Participating in market-indexed interest without market-type loss | Potential of stock market-linked growth

  •  Options for qualified or non-qualified money

  •  Guarantee of principal, prefer potential of higher returns

  •  Tax-Deferred Growth

  •  Guaranteed lifetime income | ability to choose from several different annuity payment options

 

Immediate Annuities

Also known as income annuity or single premium immediate annuity (SPIA)---designed to provide income payments that must begin between one month and a one year after purchase. This tool is straightforward and efficient in delivering benefits. Common purposes:

  •  Lump sum investment in return for income payments for a specified term (designed contractually between the insurance company and specified in the annuity contract)

  •  Utilization for personal pension or retirement income

  •  Security of regular payments, regardless of market fluctuations | Peace of mind

  •  Protection against inflation and for beneficiaries

 

Our Carriers

 

 

 

 

 

 

 

 

 

 

 

 

 

Please contact us for a full list of our Annuity carriers.